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Free Buyer Tool

South Florida Mortgage Calculator

Estimate your monthly payment in seconds. Adjust any variable to see how it affects your budget — then get a personalized financing plan from Matilde.

$
$100K$10M
20%$170,000
5%60%
7.25%
3%12%
30 years
$500
$0$5,000

Estimated Monthly Payment

$6,485

Loan amount: $680,000

Payment Breakdown

Principal & Interest
$4,639
Est. Property Tax
$779
Est. Home Insurance
$567
Est. HOA / Month
$500

Based on ~1.1% annual rate (Broward County avg.) · Based on ~0.8% annual rate (South Florida avg.)

Loan Amount

$680,000

Total Interest

$989,968

Total Cost

$1,839,968

Payoff Year

2056

Foreign National Loans

Non-US residents typically need 30–40% down. Matilde works with lenders who specialize in international buyers.

Rate Lock Strategy

Locking your rate early protects you from market moves. Ask Matilde about timing your rate lock with your offer.

HOA Fees Matter

Many South Florida luxury condos carry $1,000–$3,000/mo HOA fees. Always factor these into your total monthly cost.

Get a Personalized Financing Plan

Share a few details and Matilde will connect you with the right lender for your situation — local, international, or foreign national.

Your current estimate

Home price:$850,000Down payment:$170,000 (20%)Rate / Term:7.25% / 30yrMonthly total:$6,485

Your information is never shared. No spam — just a personal response from Matilde.